Concrete and masonry chief financial officer job description
A concrete and masonry chief financial officer tracks margin by the yard and by the crew day, and keeps cash steady when builders pay late and winter slows pours. They make sure estimates carry the real ready-mix and pump costs, weigh buying equipment against renting it, and protect lien rights on every builder job.
By the HireBus team · Updated · Pay data: BLS, May 2025
Median pay, specialty trade contractors · BLS, May 2025
Serve as the financial steward for all concrete and masonry operations, ensuring robust budget management, precise cost analysis, and healthy cash flow to drive operational excellence and profitability.
2. Essential Duties and Responsibilities
Oversee and manage budgeting for concrete and masonry projects, ensuring alignment with company financial goals.
Conduct comprehensive cost analysis and monitor project expenditures to maximize profitability.
Develop and implement cash flow strategies to maintain and optimize working capital.
Prepare and present financial reports to the executive team with actionable insights.
Ensure compliance with regulatory requirements and industry standards in all financial processes.
3. Key Tasks / Daily Activities
Monitor daily cash flow and financial performance metrics for active concrete/masonry projects.
Review and reconcile project budgets against actual expenditures to identify discrepancies.
Collaborate with project managers and operations teams to forecast financial requirements.
Analyze cost variances and implement corrective measures to stay within budget.
Engage in regular financial planning meetings with internal stakeholders and external partners.
4. Key Performance Indicators (KPIs)
Revenue Growth: Achieve a minimum of 10% year-over-year increase in project revenues.
Budget Adherence: Maintain project spending within at least 95% of the allocated budget.
Cash Reserve Ratio: Ensure minimum cash reserves equal to at least 15% of operating expenses.
Net Profit Margin: Attain a minimum net profit margin of 8% on concrete and masonry jobs.
5. Required Qualifications and Skills
Bachelor’s degree in Finance, Accounting, or a related field.
CPA or MBA strongly preferred for advanced financial management expertise.
Minimum of 10 years of progressive financial management experience.
Proficient with financial analysis software, ERP systems, and budgeting tools.
Exceptional leadership, communication, and strategic planning skills.
6. Preferred Experience
Prior experience as CFO or in a senior finance role within the concrete, masonry, or construction industries.
Demonstrated expertise in cost analysis and managing large-scale project budgets.
Proven experience in financial forecasting and risk management within a dynamic industry.
Familiarity with ERP financial systems and regulatory compliance in construction.
7. Physical Requirements
Ability to work in a standard office setting with modern technological support.
Occasional site visits to concrete/masonry job sites may be required.
Minimal physical demands, primarily related to standard office tasks.
Capability to lift files or small equipment up to 10 lbs if necessary.
8. Work Environment and Schedule
Standard office hours from Monday to Friday in a modern office environment.
Occasional travel to job sites for financial reviews and collaborative meetings.
On-call duties during major project milestones or financial close periods may be required.
A mix of remote work and in-person office engagements.
9. Compensation and Benefits
Salary Range: $150,000 - $200,000 per annum, based on experience.
Eligibility for performance-based bonuses up to 15%.
Comprehensive Health, Dental, and Vision insurance.
401k plan with company matching contributions.
Additional benefits including paid time off, professional development opportunities, and fringe benefits.
10. Company Culture and Overview
Our company fosters a collaborative, growth-focused environment where innovative solutions are encouraged and every contribution is valued.
We are dedicated to maintaining an inclusive culture that champions teamwork, continuous learning, and professional development.
Our leadership is committed to mentoring our team members and ensuring a supportive and dynamic workplace.
We strive to deliver exceptional customer service and industry excellence through our robust operational practices and strong company values.
11. How to Apply
If you meet the above criteria and want to be part of a growth-oriented company focused on customer satisfaction, please send your resume to [INSERT EMAIL HERE] or apply online at [INSERT WEBSITE LINK HERE].
Need help filling this role? HireBus posts the ad, Iris interviews every applicant by phone before you do, and you decide who to hire. Start hiring now
What changes for a CFO at a concrete and masonry company
Margin here is set by the cost of each yard, the crew hours behind each pour and how fast builders pay. The legal examples below use Ohio law; lien and payment rules differ in every state.
Ohio's lien clock starts at the last pour
In Ohio, a contractor who wants a mechanics' lien files an affidavit with the county recorder within 60 days of its last work on a one- or two-family home, or 75 days on most other jobs. When a notice of commencement is recorded, a sub who didn't contract with the owner also serves a notice of furnishing within 21 days of its first work. Served late, it covers only work from the 21 days before it went out. The CFO keeps those dates for every open builder lot. Source: Ohio Revised Code 1311.05: Notice of furnishing.
A home sale can end the lien
Ohio protects people buying a home to live in. If the buyer has paid the full price before a copy of a lien affidavit is received, contractors who worked on the house have no lien on it. On a spec home, a builder who pays slowly can close the sale before you file. The CFO watches each builder's closing dates and acts before them. Source: Ohio Revised Code 1311.011: Liens for home construction work.
Ohio's prompt-pay law skips houses
On a light commercial job in Ohio, once the owner pays the general contractor, it has ten calendar days to pay a sub whose request went into that payment, less agreed retainage, or it owes interest. A court generally awards attorney fees to whoever wins a suit over it. The law doesn't apply to building single-, two- or three-family detached houses, so builder work rests on your contract terms and lien rights instead. Source: Ohio Revised Code 4113.61: Payments to subcontractors and material suppliers.
A pump costs money either way
Renting a concrete pump means a charge per pour and waiting on the pump company's calendar. Owning one adds a loan, a trained operator, insurance and repairs, so it pays only when it stays busy. Count last year's pumped pours and the crew hours lost waiting on rentals. Federal law now allows a full first-year (bonus) depreciation deduction on qualifying equipment acquired after January 19, 2025, but a deduction doesn't make the loan payment. Run both cases with your CPA. Source: IRS: Guidance on the additional first-year depreciation deduction (IR-2026-06).
Ready-mix extras belong in the estimate
The price per yard is only part of the concrete bill. Ask each plant which extras it charges, such as for small loads, trucks kept past the free unloading time, early or Saturday deliveries, and hot water, heat or accelerators in winter. Small homeowner pours carry the most of those extras per yard. The CFO reads each plant's price sheet and makes sure estimators price them in.
How much concrete and masonry chief financial officers make
The closest BLS group for concrete and masonry chief financial officers is chief executives. Chief executives who work for specialty trade contractors earned a median of $169,170 a year ($81.33 an hour) in May 2025, according to the Bureau of Labor Statistics. That’s below the $213,990 median for chief executives in all industries. About 3,830 of the 204,350 chief executives in that survey work for specialty trade contractors.
The template caps the bonus at a share of salary. Base part of it on cash collected and net margin, so it rewards money in the bank rather than work that was only booked.
Specialty trade contractors
$169,170$169,170 median Middle half $100,570–$283,340 10th–90th $69,930–$386,670
All industries
$213,990$213,990 median Middle half $129,540–$356,200 10th–90th $75,700–$507,730
10th–90th percentileMiddle halfMedianAnnual pay, May 2025. Source: BLS Occupational Employment and Wage Statistics.
Annual pay by percentile
Group
10th
25th
Median
75th
90th
Specialty trade contractors
$69,930
$100,570
$169,170
$283,340
$386,670
All industries
$75,700
$129,540
$213,990
$356,200
$507,730
BLS counts too few chief executives at structure and exterior contractors for a steady figure, so these figures cover specialty trade contractors. Post a real range for your market in the ad.
The pay line in the template above is an example from our Role Blueprint. Set yours from these figures and what local companies pay.
Skills to hire for, and what you can teach
Hire for these
Has run job costing for a contractor that does its own field work
Knows the lien and payment rules in the states where you pour
Can model buy against rent for pumps, mixers, skid steers and trucks
Has carried a seasonal business through a slow winter without missing payroll
Holds builders to payment terms without losing the account
Teach these on the job
Your builders' draw and closing schedules
Each ready-mix plant's price sheet and terms
Your accounting system and job-cost codes
Your bank, bonding agent and CPA
How your crews log hours and yards
The CFO runs the books in construction accounting software with job costing, ties crew hours and ready-mix tickets to each job, and keeps a lien calendar for every open builder lot. A candidate who has closed the books in your system will be useful weeks sooner.
Concrete and masonry chief financial officer interview questions
Two of the 6 questions we'd ask, and what a strong answer sounds like. Ask every candidate the same questions, and rate each answer on your own before you compare notes.
Situational · Material price risk
Ready-mix prices rise mid-season, and you have dozens of signed jobs priced at last year's cost. What do you do?
A strong answer: Measures the exposure, checks contracts for price adjustment terms, asks the supplier about price locks, adjusts pricing on new bids, and adds escalation language going forward.
Behavioral · Finding cost leaks
Tell me about a time you found a cost leak in a construction business.
A strong answer: Names the leak, such as concrete waste, short-load fees or unbilled extras, how they found it, and how much it saved.
Agree on these targets with the CEO using your job-cost history, and read margin by builder, homeowner and commercial work, not only in total.
Revenue Growth
Compare earned revenue with the same months last year. Put builder, homeowner and commercial work on their own lines, and mark the winter months when pours slow in cold markets.
Budget Adherence
Actual cost against the estimate on each finished job, broken into ready-mix, crew hours, pump and equipment, so you can see which line ran over and why.
Cash Reserve Ratio
Cash on hand at month-end against average monthly operating costs. Watch it most closely going into winter, when fewer pours bring in less cash.
Net Profit Margin
Net profit on concrete and masonry jobs after equipment and overhead, read by customer type. Builder work and homeowner work rarely earn the same.
Career path
BookkeeperRecords ready-mix bills, job costs and payroll.
ControllerCloses the books each month and keeps job costs accurate.
Chief financial officerPlans cash, equipment buys and lien rights across the company.
Which numbers warn a concrete CFO of trouble early?
Lots with a lien deadline inside two weeks and no payment yet, concrete cost per yard placed against the estimate, crew hours lost waiting on trucks or pumps, and builders paying slower each month. Each one moves before the profit and loss does. By late summer, add a forecast of winter cash, so the owners see the slow months coming.
How much does a concrete and masonry chief financial officer make?
Chief executives who work for specialty trade contractors earned a median of $169,170 a year ($81.33 an hour) in May 2025, according to the Bureau of Labor Statistics. The middle half earned between $100,570 and $283,340 a year. Pay also depends on your local market, experience and bonus terms.
What should we do about builders who are slow with invoices?
Put payment terms, a late charge and the right to stop work in the builder agreement, and check credit before the first foundation. When a builder slips, the general manager who prices its lots should hear it from finance that week. Lien deadlines keep running while a builder promises the check is coming.
What should a concrete CFO check before signing a commercial subcontract?
How much retainage the general contractor holds and when it's released, whether you get paid only after the GC does, what backcharges it can take for cleanup, washout or testing, and when your warranty starts. Price in what you can't change, and flag any term that pushes your cash into the winter months.
Who should sign lien waivers for builders?
Builders and title companies often ask for a lien waiver before they pay or before a house closes. The CFO, or one person the CFO names, should sign them, and only for money actually received. Depending on its wording, a waiver signed before the money clears can give up the lien you were counting on, so have your attorney approve the forms you sign.
